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First Time User Overview
 


You deserve the high returns on your money

The certificate-based account that offers you the high returns on your money.

Features and Benefits

 
Minimum opening deposit is RM5,000 for tenor of 1 month and RM500 for tenor(s) of 2 months and above

Flexible tenor from 1 month up to 60 months

Interest is computed daily and paid upon maturity of Certificate (Half-yearly interest is payable on certificates with tenor(s) of 12 months and above)

Certificates are automatically renewed upon maturity

Half of the interest rate quoted will be payable in case of premature withdrawal after completion on minimum 3 months

 

Eligibility

 
For individuals aged 12 and above

For individuals below the age of 12 years old, a birth certificate must be presented

For nonprofit organizations

 

Interest Rates

 
With effect from 11 March 2010

Tenure (Months) Rates (p.a.)
1-2 2.25%
3-5 2.30%
6-8 2.35%
9-11 2.35%
12 2.60%
13-23 Negotiable
24-35 Negotiable
36-47 Negotiable
48-59 Negotiable
60 Negotiable
 
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