Start a good savings habit by opening a Savings Account with us and watch your money grow while you enjoy the many services available.

	Features
	RM 1 as initial deposit for opening of INDIVIDUAL account RM 500 as initial deposit for opening of NON-INDIVIDUAL account Saving passbook will be provided upon opening of account

	Benefits
	Multi-tiered interest rate Interest is calculated daily and credited half yearly Convenience access to account via nationwide branches, ATM network, Internet Banking and Phone Banking facility. Convenience of cash and cheque deposit via our Cash Deposit Machine and Cheque Deposit Machine

	Interest Rates
	With effect from 31 December 2009 Balance (RM) Rates (p.a.) Up to RM5,000 0.00% Up to RM10,000 0.20% Up to RM20,000 0.40% Up to RM50,000 0.80% Above RM50,000 1.00%

Eligibility   Individual aged 12 and above. Non-individual > Association/club/societies etc registered with the Registrar of Societies, > Registered House of worship.

How to Apply   Individual: Identity card for Malaysian Passport for foreigner     Non -individual: Certificate of Registrations Constitution of Rules & regulations Resolution/Minutes passed by meeting appointing authorized signatories. Personal identification documents for signatories