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  HomePersonal BankingLoans › Super Easi 123 Home Loan

First Time User Overview
 



No housing loan is this easy

Super Easi 1-2-3 is the only home loan that enables you to purchase your dream home in 3 easy steps. How?

Simply identify the house of your choice.
Call our customer service at 03-26161133 or
Visit our 135 Branches and 18 Retail Centres nationwide
Submit the required documents.
Click here to download the application form.

Competitive Interest Rates
  EON Bank offers competitive interest rates for purchases or refinancing of all types of residential properties.

EON Bank BLR = 5.80% per annum with effect from 11 March 2010.

High Margin of Financing
  We provide a high margin of financing for first time house buyers of up to 90 + 5% (MRTA, legal fees, stamp duty and other disbursement fees) for eligible purchasers.
Greater Flexibility
  We provide flexible combination of financing. You can opt for :
A straight forward housing loan.
A combination of a housing loan and an overdraft.
A housing loan with flexi features, which allows additional repayment and re-drawal of the additional repayments.
Note : Borrowers who opt for the flexi feature shall not be able to enjoy the overdraft facility on a standalone or combination basis.
Overdraft
  Overdraft is available with overdraft portion (either in combination with home loan OR full overdraft) not exceeding 70% of the total financing amount.
Longer Tenure
  A loan period of 30 years or up to the age of 70, whichever is earlier, means lower monthly installments and makes the purchase of your dream home more affordable.
3 Types of Insurance Coverage
  Super Easi 1-2-3 offers you insurance coverage to protect your home against theft and fire. Our Mortgage Reducing Term Assurance (MRTA), on the other hand gives your loved ones added security should anything happen to you. This will give you peace of mind, knowing you have added protection.
Capitalisation of MRTA and/or Legal Fees
  Super Easi 1-2-3 allows you the freedom and convenience to include your MRTA premium and/or legal fees as part of the installments on your home loan. This means you now have more cash flow for other incidental expenses such as renovations, furniture etc.
Processing Fee waived.
Free Standing Instruction
  No commission charged on any standing instruction made for your monthly loan repayment from your EON Bank account.


Application Details:

If you are an employed individual

If you are a self-employed individual
Identity Card (front and reverse side)
Last 3 months salary slip
Latest Income Tax Returns (Form B or EA Form)
Sale & Purchase Agreement or Document of Title or Letter of Offer from Developer
Last 3 months Savings or Current Account Statements
Latest EPF Statement
Identity Card (front and reverse side)
Latest Income Tax Returns (Form B)
Sale & Purchase Agreement or Document of Title or Letter of Offer from Developer
Last 3 months Savings or Current Account Statements
Business Registration Form or Valid Business Certification by Relevant Authority

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